January 19, 2018

How to enroll in- ePayment Gateway/ how to be an ePayment Gateway merchant?

• Merchant qualifies for ITA’s e-Payment Gateway membership.

•Merchant signs up for ITA’s  Membership Agreement and Merchant Internet Acquiring Service Agreement with Acquiring arranged by ITA.

•ITA provides a Merchant ID and URL  of the test environment to the Gateway

• ITA provides Virtual payment client (VPC) sample script with VPC integration guide to the technical team of the merchant.

• ITA creates merchant ID on the production system.

• ITA provides Merchant Administration manual.

• ITA arranges for training to merchants on how to use the Payment Gateway.

How could merchant be qualified for ITA’s e-Payment Gateway membership?

All Merchants who request to connect to the ePG and use the ePayment services provided to Merchant must enroll for Membership as an authorized Merchant. The high level enrollment requirements include the following:

• Merchant must be under the direct or indirect control of the Government such as Government ministries, agencies and authorities, as well as  charities and Non-Governmental Organizations or,

• Merchant must be within the private sector who are legally permitted  to sell goods or services to third party customers in Oman, BUT details for enrollment requirements will be given to Merchants separately once they request for enrollment.

What is SSL protection?

• Most online transactions are protected by the security protocol SSL - Secure Sockets Layer.

• SSL provides merchants with a privacy protection by encrypting the channel of communication between the merchant and the consumer. Using a mathematical formula, SSL puts the information you exchange into a complex code. Think of it as a kind of armor over the information. Even if intercepted, your data would be extremely difficult to be read.

How SSL works?

• SSL helps the consumer’s browser automatically scramble their information—such as a credit card number—before it gets sent to the merchant. After that, SSL allows only the merchant’s software to unscramble this data. Through SSL, you and your customers can complete transactions with the assurance that no one else can read or change their payment information as it travels over the Internet.

• Today SSL is considered as an adequate security, for consumers to do business with merchants they know and trust.

How to identify  SSL

• To find out if your transaction is guarded by SSL, look for the picture of the unbroken key or closed lock in your browser window (Netscape as well as Microsoft browsers all use SSL). Either indicator means SSL is activated. If you don’t see either sign, or if you see a broken key or an open lock, the SSL is not working to protect your transaction.

•Another quick way to see if SSL is guarding your transaction is to check the URL of the site you are visiting. It should change from “http” to “https” when processing secure transactions.

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